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TAKING THE NEXT STEPS

 

Buying or selling a home can be overwhelming. We’re here to help. As one of the largest real estate teams in Philadelphia at one of the largest brokerages, we have the ability to be your one stop shop for all the services you may need during the sales process. To make your journey a smooth one, we’ve put together this list of resources.

BUYER’S RESOURCES

We understand how exciting the home buying process can be. From fun weekends spent touring open houses to competing to make most attractive offer, it can be a time of high energy and many moving parts. Our goal, as your Real Estate partner is to make this journey a smooth one. To help, we’ve put together this list of resources that will keep you on track and ready to make your move!

SELLER’S RESOURCES

Selling your home can be an exciting process, no matter the circumstances. We’ll partner with you to ensure everything moves quickly and smoothly, and work to get you the best price for your property. The tools in this section will help you plan for the process.

 

 

Does your dream home have a roof deck? A fireplace? His and Hers walk in closets? This quick questionnaire will give our agents a jump start on finding the perfect home for you.

 

 

Its important to know what to expect at closing. We’re working on putting together an accurate closing cost calculator, but until we do, the best resource you have is your Center City Listings Realtor. They can give you a pretty accurate estimate of what your closing costs will be.

  • The Consumer Notice will lay out your rights as our client, as well as the most basic level of service you can expect to receive from any agent. A Center City Listings agent will provide so much more.
  • Your Buyer (Tenant) Agency Contract makes you an official client of Center City Listings, putting the best team in Philadelphia on your side.
  • The Agreement of Sale is the paperwork you’ll fill out once you’ve found your next home. This form will layout the particulars of the property as well as your financial responsibilities as buyer.
  • We have partnered with two companies we have incredible faith in, Great American Abstract for title and closing services, and Center City Mortgage and Investments for mortgage services. These forms, the Title RESPA and Mortgage RESPA are the formal disclosure statement of these partnerships.
  • Finally, the Lead-Based Paint Hazards Disclosure Form is an important document warning of the dangers posed by lead in the home. Homes built after 1978 won’t face this issue, but the signed document is a required part of your settlement.

You’ve been planning for this day for a long time. You’re about to be handed the keys to your new home. We want this day to be filled with joy, not stress, so we’ve put together this resource guide to make your move as smooth as possible.

  • Within 5-10 days of having your offer accepted you should:
    • Submit your 2nd deposit
    • Complete your home, termite, radon, and lead inspections
    • Complete your mortgage application
    • Request your Title Report
    • Request your Condo Documents (if applicable)
  • Within 30 days of having your offer accepted your mortgage company should provide
    • Your mortgage commitment
    • Your property appraisal
  • Within 30 days of having your offer accepted you should
    • Designate a Homeowner’s Insurance Policy
  • Two to Three weeks prior to settlement you should
    • Transfer all utilities to your name
  • Two to Three Days prior to settlement you should
    • Obtain a certified check to cover your closing costs

On Settlement Day, don’t forget to bring the following!

  • Photo ID
  • Certified Check
  • Personal Check
  • Proof of Homeowner’s Insurance

 

We’ve created this Settlement Kit PDF that includes the timeline above, as well as information on some of the companies we recommend working with.

When you’re considering selling your home, one of the first questions you’re probably asking yourself is “How much is it worth?” Our experienced, knowledgeable Realtors will give you an honest valuation of the current market value of your property. Take just a minute to fill out this questionnaire and one of our agents will begin working on a property valuation for you!

At settlement the seller pays different costs than the buyer.  We’re working on putting together an accurate closing cost calculator, but until we do, the best resource you have is your Center City Listings Realtor. They can give you a pretty accurate estimate of what your closing costs will be.

  • The Consumer Notice will lay out your rights as our client, as well as the most basic level of service you can expect to receive from any agent. A Center City Listings agent will provide so much more.
  • We have partnered with two companies we have incredible faith in, Great American Abstract for title and closing services, and Center City Mortgage and Investments for mortgage services. These forms, the Title RESPA and Mortgage RESPA are the formal disclosure statement of these partnerships.
  • The Property Disclosure Statement is like a biography of your house and will let the buyer know if there have been any issues in the past that they should be aware of.
  • Finally, the Lead-Based Paint Hazards Disclosure Form is an important document warning of the dangers posed by lead in the home. Homes built after 1978 won’t face this issue, but the signed document is a required part of your settlement.

 

 

  • Within 5-10 days of having accepted the offer:
    • Various home inspections will be scheduled and completed
    • If you’re selling a condo, your condo documents should be requested and delivered to the buyer
  • 15-20 Days After Offer
    • You should review and accept the home inspections. This needs to be completed within 5 days of receiving the report.
  • One week before settlement:
    • Transfer utilities out of your name
    • Obtain your mortgage payoff information

On Settlement Day, don’t forget to bring your photo ID!

 

We’ve created this Sellers Settlement Kit to help you get ready for settlement. In it you’ll find the timeline above as well as information on some of the companies we suggest working with.

PREFERRED VENDORS

From mortgage lenders to moving companies, termite inspection to title acquisition, you want to have a trusted team on your side. Our 20 years in the business have allowed us to compile a comprehensive list of companies we trust and believe in.

 

Mambo Movers
Moving
Center City Mortgage and Investments
Mortgage Company
Canno Architecture and Design
Architecture & Design
Title & Escrow

TERMITE
INSPECTION
215-271-6544
Frank Dabbundo

Home Inspection
Home Inspection
Home Insurance
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